The Social Security Forum

Collection of Title II Overpayments by Installments Change

November 20, 2025

SSA quietly updated their rules for the collection of Title II overpayments for individuals who are making installment payments towards the overpayment (because they were unable to make a full refund in a single payment), and who are not in current pay status with the agency (meaning that benefit withholding is not available).

Previously, the minimum acceptable monthly payment for these individuals was $10 per month; however, as of October 1, 2025, the minimum monthly payment required is now $50. This presents a significant burden individuals facing Title II overpayments. NOSSCR will continue to advocate for overpayment reform.